AML Portfolio Risk Analyst

Paysafe Limited (“Paysafe”) (NYSE: PSFE) (PSFE.WS) is a leading payments platform with an extensive track record of serving merchants and consumers in the global entertainment sectors. Its core purpose is to enable businesses and consumers to connect and transact seamlessly through industry-leading capabilities in payment processing, digital wallet, and online cash solutions. With over 25 years of online payment experience, an annualized transactional volume of $152 billion in 2024, and approximately 3,300 employees located in 12+ countries, Paysafe connects businesses and consumers across 260 payment types in over 40 currencies around the world. Delivered through an integrated platform, Paysafe solutions are geared toward mobile-initiated transactions, real-time analytics and the convergence between brick-and-mortar and online payments. 
  
Further information is available at www.paysafe.com. 

What will you do:

• Carrying out risk-based periodic reviews of existing business clients and partners (e.g. checking merchant’s transactions, ownership structure, business model, web page, financial statements, risk exposure, etc.) in accordance with external and internal policies relating to anti-money-laundering regulations and the financing of terrorism acts.
• Conducting Fforensic analysis of patterns and risks originating from transaction monitoring.
• Documentation of suspicious activities, as well as extensive research into suspicious activities in cooperation with internal and external partners, to define required actions.
• Evaluation of new anti-money laundering measures in the existing merchant portfolios and assessment of their effectiveness.
• Pro-actively assisting in the development of existing internal systems, processes, and guidelines.
• Partner with the wider Risk function and Commercial business units on merchant risk related issues.
• Follow the Credit Risk Policy, escalate and report high risk profile merchant cases as per procedure. to Risk Management
• Daily, weekly, monthly and ad-hoc reporting for external and internal stakeholders.
• Communication with merchants, financial institutions and authorities.
• Generation of different reports and analysis.
• Participate in developing and testing of new tools and improvements to the existing products.
• Investigation of cases reported by external parties including but not limited to banks, merchants, acquirers, payment partners.
• Research and understand changes in regulation.
• Understand Consumer concerns and problems, involve other departments to resolve them to increase Consumer satisfaction.
• Understand product specific AML and fraud risks and provide expertise for appropriate automated or manual solutions to mitigate those risks.
• Identify and report potential weaknesses in processes.
• Deliver accurate administration and follow the high standards of the company in regards to quality and timeliness of responses.

To be successful you need to have:

• Bachelor's degree desirable/Financial or Law degree preferred
• Merchant Monitoring Experience is a must
• Good understanding of AML/CTF requirements and financial crime risks associated with the range of services in financial services
• Relevant Credit Risk/AML/Compliance experience, preferably in a Financial Institution
• Ability to work independently and to liaise with other departments
• Strong decision-making capabilities
• Strong analytical and research skills
• Ability to manage processes efficiently, with accuracy and attention to detail
• A recognized AML/Compliance qualification will be considered as an advantage
• Excellent communication skills in English, written and verbal
• Team player adaptable to fast-paced and changing environment
• Good planning, time management and prioritization skills
• Very good knowledge of Microsoft office, especially Excel
• Fluency in Spanish will be considered an advantage

 We offer in return: 

•    The opportunity to write the history of a leading and growing multinational company  
•    Tailor-made training and ongoing development to help you enhance your skills in the field of online payments  
•    Multiple career progression opportunities in a dynamic in-house business  
•    Environment where product expertise, professional and personal commitment are rewarded  
•    Competitive remuneration and social benefits package (25 days annual paid leave, 4 days paid volunteering time a year through our Paysafe Giving initiative, health insurance, sports card, team events, company discounts, variety of soft skills, business and technical training programs)  
•    Fun and collaborative working atmosphere  
•    Flexible working model - we encourage our employees to embrace our flexible working approach. You will be expected to work from home and spend an average of three days a week at our Sofia office as part of our hybrid work model 
  
Are you ready to take your career to the next level? Join our team that is inspired by a unified vision and propelled by passion. 
  
Send your CV in English. 
Only shortlisted candidates will be contacted for an interview. 

Wondering how our interview process looks like now? Learn more here: https://bit.ly/paysafeinterviews 

Equal Employment Opportunity 
Paysafe provides equal employment opportunities to all employees, and applicants for employment, and prohibits discrimination of any type with regard to ethnicity, religion, age, sex, national origin, disability status, sexual orientation, gender identity or expression, or any other protected characteristics. This policy applies to all terms and conditions of recruitment and employment.  If you need any reasonable adjustments please let us know.  We will be happy to help and look forward to hearing from you.