Underwriting Specialist

About Paysafe

Paysafe (NYSE: PSFE) (PSFE.WS) is a leading payments platform with an extensive track record of serving merchants and consumers in the global entertainment sectors. Its core purpose is to enable businesses and consumers to connect and transact seamlessly through industry-leading capabilities in payment processing, digital wallet, and online cash solutions. With over 20 years of online payment experience, an annualized transactional volume of over $130 billion in 2022, and approximately 3,300 employees located in 12+ countries, Paysafe connects businesses and consumers across 100 payment types in over 40 currencies around the world. Delivered through an integrated platform, Paysafe solutions are geared toward mobile-initiated transactions, real-time analytics and the convergence between brick-and-mortar and online payments. Further information is available at www.paysafe.com.

Are you ready to make an impact? Join our team that is inspired by a unified vision and propelled by passion.

Paysafe is currently looking for an experienced Underwriting Specialist. As a part of our Risk Management team, your primary responsibilities will be the following: 

• Analyzing business public record database inquiries, collecting collateral, and executing standardized policies to ensure best business practices.
• Adhering to best practices for Anti-Money Laundering (AML) and “Know Your Customer” (KYC) policies.
• Adjudicating low-risk applications and supporting with high-risk cases, including due-diligence and setting conditions to manage risk exposure.
• Following established policies to evaluate the risk potential of merchants by fully understanding their business model, credit file, and expense liabilities; tracking all activity and producing summary reports on progress.
• Liaising with senior staff members and internal departments to present case work to key management regarding specific merchants.
• Ensuring compliance with governmental, banking, credit card, and other payment regulators and/or association rules.
• Researching unusual situations and activities internally, such as fraud, chargeback review, authorization review, and application information verification.

Qualifications

• University degree in Commerce, Business Administration, Social Sciences or in an equivalent field of study
• 2+ years of relevant experience in underwriting, preferably in an online payment processing, e-commerce or banking environment

• Knowledge in LATAM markets and regulations; US markets knowledge will be considered an advantage

• Must possess strong organizational, analytical and communication skills as well as great problem solving and time management abilities
• Ability to work under pressure, independently or in a team
• Self-motivated, diligent, resourceful, and able to learn internal systems quickly
• Highly proficiency in MS Office, especially in Excel including prior experience working with advanced formulas and tools used for more complex analysis
• Excellent communication skills in English and Spanish

Who You Are:

• Results-driven and autonomous individual looking to join a stimulating team
• Resourceful with a demonstrated ability to anticipate change and proactively adjust priorities and strategies accordingly
• You are a self-starter who also works well in a team environment
• You can thrive in a competitive, extremely fast-paced environment
   

Our culture values humility, high trust & autonomy, a desire for excellence and meeting commitments, strong team cohesion, a sense of urgency, a desire to learn, pragmatically pushing boundaries, and accomplishing goals that have a direct business impact.  
 
Equal Employment Opportunity
We provide equal employment opportunities to all employees, and applicants for employment, and prohibits discrimination of any type with regard to ethnicity, religion, age, sex, national origin, disability status, sexual orientation, gender identity or expression, or any other protected characteristics. This policy applies to all terms and conditions of recruitment and employment. If you need any reasonable adjustments, please let us know. We will be happy to help and look forward to hearing from you.