Senior Merchant Review Analyst

Location: Hybrid (Work from home + 3 days per week at our Lima office)

About Paysafe

Paysafe is a leading payments platform with an extensive track record of serving merchants and consumers in the global entertainment sectors. Its core purpose is to enable businesses and consumers to connect and transact seamlessly through industry-leading capabilities in payment processing, digital wallet, and online cash solutions. With 29 years of online payment experience, an annualized transactional volume of $152 billion in 2024, and approximately 3,300 employees located in 12+ countries, Paysafe connects businesses and consumers across 260 payment types in 48 currencies around the world. Delivered through an integrated platform, Paysafe solutions are geared toward mobile-initiated transactions, real-time analytics and the convergence between brick-and-mortar and online payments. Further information is available at www.paysafe.com. 

What to Expect:

• Lead and Perform Risk-Based Merchant Due Diligence and AML Reviews
  Conduct comprehensive reviews of business clients across all products and geographies, including ownership structures, transaction patterns, business models, and financials, in line with AML/CTF regulations and internal standards.
• Oversee Financial Crime Monitoring, Investigations, and Reporting
  Identify, investigate, and escalate suspicious activities by filing SARs and supporting in-depth AML investigations into high-risk merchants, sectors, and regions. Ensure timely escalation of SLA risks and maintain up-to-date knowledge of financial crime trends.
• Manage and Improve AML Processes, Policies, and Frameworks
  Develop and maintain AML guidance, internal handbooks, training resources, and control frameworks. Support regulatory compliance by participating in policy updates, QA reviews, and external/internal audits.
• Supervise and Support Team Operations and Development
  Allocate workload fairly, oversee task management, and assist junior colleagues by serving as a senior point of contact. Facilitate onboarding, training, and ensure system access is effectively granted.
• Collaborate Cross-Functionally to Optimize Risk and Compliance Processes
  Liaise with departments like Operations, Underwriting, and Sales to improve shared workflows. Actively participate in automation and system enhancement initiatives to increase efficiency and accuracy.
• Produce and Present Reporting and Risk Analysis for Stakeholders
  Generate regular and ad-hoc AML/risk reports using available data. Present portfolio insights and team statistics to senior management, explain risk implications, and recommend mitigating actions.
• Promote a Culture of Compliance and Continuous Improvement
  Adhere to internal policies while contributing to a proactive risk culture by identifying process gaps, proposing improvements, and staying current with evolving regulatory landscapes.

Your profile:

• Bachelor's degree in a relevant field is desirable; degrees in Finance or Law are advantageous. Equivalent practical experience is also valued.
• Minimum 5 years of experience in merchant due diligence, fraud detection, risk management, or related fields, including KYC/KYB verification, PEP/sanction screening, and transaction monitoring.
• Strong understanding of AML/CTF regulations and financial crime risks relevant to financial services.
• Demonstrated ability to work independently and collaborate effectively with cross-functional teams.
• Strong analytical thinking, research skills, and sound decision-making abilities.
• High level of accuracy, attention to detail, and ability to manage processes efficiently.
• AML/Compliance certifications (e.g., ACAMS, ICA) are a plus but not required.
• Excellent written and verbal communication skills in English.
• Collaborative team player with adaptability to dynamic, fast-paced environments.
• Strong organizational, time management, and prioritization capabilities.
• Proficient in Microsoft Office tools, particularly Excel; familiarity with data analysis tools is a bonus.

Why work at Paysafe?

• Inclusive Culture: At Paysafe, we embrace diversity in all its forms and are committed to fostering an inclusive work environment. We encourage people of all backgrounds, identities, and experiences to apply, believing that diverse perspectives drive innovation and success. Our goal is to create an environment where everyone feels valued, supported, and empowered to thrive.

• Flexibility: At Paysafe, we prioritize flexibility to help you balance your work and personal life. While we have fixed hours, we offer flexible hours and the option to work remotely as part of our hybrid model. You'll have the freedom to manage your schedule, allowing you to stay productive while still meeting your personal commitments.

• Employee Benefits: In addition to a competitive salary, we offer health insurance, cancer and life insurance, 30 days of paid vacation, 4 paid volunteers days per year, summer hours (Dec-Mar), a birthday day off, and more.

Equal Employment Opportunity

Paysafe offers equal employment opportunities to all its employees and applicants for employment and prohibits any form of discrimination based on ethnicity, religion, age, sex, nationality, disability, sexual orientation, gender identity or expression, or any other protected characteristic. This policy applies to all terms and conditions of employment. If you require any reasonable accommodation, please let us know. We are happy to assist you and look forward to hearing from you.